Justin Lotano is the founder of Shorepoint Divorce Solutions, where his work is centered on helping individuals navigate the financial complexities of divorce with clarity, structure, and confidence.
At his core, Justin’s passion is simple—helping people. Throughout his career, he has worked closely with clients during some of life’s most important transitions, with a primary focus on guiding individuals through divorce and the financial decisions that come with it.
For more than a decade, Justin has been a Certified Divorce Financial Analyst (CDFA®), with a significant portion of his wealth management practice dedicated to working with individuals before, during, and especially after divorce. This experience has given him a deep understanding of how financial decisions made during divorce play out in real life—months and years down the road.
A Divorce-Focused Financial Perspective
Justin works one-on-one with clients to understand their priorities, organize their financial picture, and help them make informed decisions at every stage of the divorce process.
He regularly helps clients:
- Gather and organize financial documents
- Navigate and complete the Case Information Statement (CIS)
- Evaluate settlement options with real-world clarity
- Understand post-divorce cash flow and affordability
- Make informed decisions around housing and mortgage strategy
His approach is practical, thoughtful, and focused on helping clients avoid costly mistakes while building a solid financial foundation for the future.
Experience That Goes Beyond the Divorce Itself
What truly differentiates Justin is his extensive experience helping clients after divorce is finalized.
Having guided many individuals through the transition into post-divorce life, he understands:
- Which settlement decisions tend to work long-term
- Where financial challenges commonly arise
- How to structure decisions today to support stability tomorrow
This perspective allows him to bring a forward-looking, real-world approach to every client he works with.
A Commitment to People and Community
Justin’s commitment to helping others extends well beyond his professional work. He is actively involved in his community and currently serves as President of the Colts Neck Lions Club. He is also involved with the Association of the U.S. Army, HABcore, and Covenant House.
Justin lives in Monmouth County with his wife, Christina, and their three children, Giovanni, Gabriella, and Lorenzo. In his free time, he enjoys fishing, gardening, playing golf, hiking, and staying active.
Guiding Clients Through a Financial Turning Point
Divorce is more than a legal process—it is a major financial turning point.
Justin’s goal is to help clients navigate that transition with clarity, make informed decisions, and move forward with confidence into the next chapter of their lives.
This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.